Uber Driver InsuranceBuilt for Drivers
Get insurance designed specifically for Uber drivers. Full TLC compliance, competitive rates, and coverage that protects you in every driving phase.
We are not a carrier. The issuing company sets coverage and price.
Get Your Uber Quote
Specialized rates for Uber drivers
Quote request • Secure and confidential • Mobile optimized
Coverage is not bound online and carrier underwriting determines final terms and premium.
Complete Coverage for Every Driving Phase
Unlike personal auto insurance, our Uber coverage protects you during all phases of rideshare driving
Personal Use
App off, personal driving
App On
Available for rides
En Route
Picking up passenger
With Passenger
Trip in progress
Personal Auto Insurance Gap
Personal auto insurance excludes commercial use and provides NO coverage during rideshare activities. This can leave you personally liable for accidents, injuries, and vehicle damage when a loss is not covered.
Why Uber Drivers Choose Us
We understand the unique needs of rideshare drivers and provide specialized solutions
Rideshare Specialists
Our team specializes exclusively in rideshare insurance and understands driver needs
Driver-Focused Help
Guidance for Uber and Lyft drivers seeking TLC-compliant coverage
Coverage Questions
How policy terms apply to your operation
Carrier Options
Discuss available options from carriers authorized in New York
Uber Driver Insurance FAQ
Common questions from Uber drivers about insurance coverage
Does Uber's insurance cover me completely?
No. Uber provides limited coverage with gaps, high deductibles, and coverage that's secondary to your own policy. You need primary rideshare insurance for complete protection.
Can I use my personal auto insurance for Uber driving?
No. Personal auto insurance excludes commercial use. Using it while driving for Uber can result in claim denials, policy cancellation, and personal liability for damages.
How much does Uber driver insurance cost?
Costs vary based on location, driving record, vehicle, coverage selections, and carrier underwriting.
What happens if I don't have proper coverage?
You could face personal liability for accidents, license suspension, and TLC violations. Proper commercial coverage helps protect you from covered financial losses, subject to policy terms.
Disclaimer: Website content is general information and is not a binder, policy, guarantee of coverage, or substitute for your policy documents. A form submission starts a quote request. Any quote is an estimate based on the information provided; the issuing carrier determines underwriting eligibility, terms, exclusions, limits, and final premium.